Consumeradvice

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I have issues with the brakes on my car, and when I took it to be checked, was advised that work was required on the brake pads. I was told by the dealership when I bought the car that these had been replaced. What rights do I have?

When you purchase a car or vehicle from a trader, the Consumer Rights Act 2015 states that it should be of satisfactory quality. This means it should be in the condition expected of a car of its age and the price you paid, and in the case of a used vehicle, this includes it having …

I have issues with the brakes on my car, and when I took it to be checked, was advised that work was required on the brake pads. I was told by the dealership when I bought the car that these had been replaced. What rights do I have? Read More »

Campaign launched to help Scots ‘simplify spending’ amid cost-of-living crisis

Scotland’s national advice service has launched a week-long campaign to help Scots simplify their spending amid the growing cost-of-living crisis. Advice Direct Scotland’s financial awareness campaign will highlight useful tips for people struggling with debt, energy bills, or overspending. It will also promote the support available to people in Scotland, such as a free benefits …

Campaign launched to help Scots ‘simplify spending’ amid cost-of-living crisis Read More »

I have received a massive bill in from my energy supplier telling me that my payments are not covering my energy costs. They have told me my direct debit is going up to double the amount from next month, but I am already struggling with debt. What can I do?

As you may have seen recently in the news, the price of energy is going up. This means that for many of us, the increase of direct debit amounts is inevitable, however there are things that we can check to make sure that the jump is not for other reasons. Estimated Bills The first thing …

I have received a massive bill in from my energy supplier telling me that my payments are not covering my energy costs. They have told me my direct debit is going up to double the amount from next month, but I am already struggling with debt. What can I do? Read More »

Lloyds Banking Scam Text Messages – What You Need To Know

A new scam has come to light targeting customers of Lloyds Bank. If the scammers are successful, your bank account could be completely emptied. The scam is conducted through fake text messages. These are made to resemble official communications that inform the customer of a new device being paired to their account along with a …

Lloyds Banking Scam Text Messages – What You Need To Know Read More »

Moving Home and Managing Properties Safely During Lockdown

The Scottish Government has released information and guidelines for those who are moving home, viewing properties, and renting or mortgaging a property under current coronavirus lockdown restrictions. Whilst home moves are permitted during lockdown, these guidelines emphasise the importance of safe conduct to ensure that all home move-related activities can be carried out safely.  Moving …

Moving Home and Managing Properties Safely During Lockdown Read More »

Energy Efficiency Social Media Scams: Spotting and Avoiding the Fraudsters

There has been an increase in reports of scams that target people who need maintenance and energy efficiency works carried out on their homes through social media. Scammers often appear legitimate through the use of ‘buzzwords’, such as ‘bounce-back loans’, and by mentioning official bodies, such as the Government, when in reality they are not …

Energy Efficiency Social Media Scams: Spotting and Avoiding the Fraudsters Read More »